Retirement & Savings

University of California Retirement Plan (UCRP)

The University of California Retirement Plan provides retirement income for eligible employees and their eligible survivors and beneficiaries. UCRP is a governmental defined benefit plan in which benefits are calculated based on such factors as a member’s salary, age, and years of service credit.

You are eligible for membership if you are:

  • Hired to work at UC continuously for at least 50% time for one year or longer, you're automatically an active member of UCRP
  • Appointed for less than 50% time or less than one year and accumulate 1,000 hours on pay status during 12 consecutive months. UCRP membership continues despite changes in your appointment rate or time worked, as long as employment is continuous.

Membership guarantees that once you are vested, you are entitled to future retirement benefits from the Plan. Plan membership is automatic and mandatory for eligible employees.

To see a list of UCRS Summary Plan Descriptions click the link below: http://atyourservice.ucop.edu/forms_pubs/categorical/spd.html


Guidance from Fidelity for Your Retirement Savings Plan

Focus on Your Future -- Retirement Readiness Classes


UC Retirement Benefits

Below are some printable materials that give an overview of the important issues regarding UC retirement benefits.


Retirement Savings Plans

The UC Retirement Savings Program offers a convenient, tax-advantaged way to save for retirement. The Program consists of:

The UC Retirement Savings Program offers a convenient, tax-advantaged way to save for retirement. The Program consists of:
  • The Defined Contribution Plan, which consists of the Pretax Account for mandatory contributions and the After-Tax/Rollover Account for voluntary contributions and the taxable portion of rollovers from other employer plans
  • The Tax-Deferred 403(b) Plan and
  • The 457(b) Deferred Compensation Plan

While UC is the administrator of the Retirement Savings Program, Fidelity Retirement Services provides the record keeping and account services for the Program. See the Fidelity Retirement Services website or call Fidelity Retirement Services at 1-866-682-7787 for questions about:

  • Account Information
  • Beneficiaries
  • Changing or canceling contributions
  • Distributions
  • Enrolling
  • 403(b) loans
  • Performance Information
  • Rollovers
  • Transferring Funds

Retirement Association Service Center

Employee retirement inquires and processing is handled by the University of California Office of the President’s (UCOP) Retirement Association Service Center (RASC) in Oakland. This unit will support employees, retirees, and eligible dependents of UC San Diego Health Systems as they transition into retirement.

RASC can be contact at 800-888-8267, option #8; or through a web form at: https://secure.ucop.edu/secureapps/ays/csform.html


UC Fidelity Retirement Counselors

UC Fidelity Retirement Counselors (RC) will be presenting revised retirement savings classes to the UC locations.
Faculty and staff now have the ability to sort each location’s classes by title, time or date when looking for the class that best fits their time and/or needs.
View each location’s quarterly UC Retirement Savings Program class schedule at:
http://atyourservice.ucop.edu/employees/retirement_savings/ret_ready_wkshp.html

We have also developed a new Course Catalog to assist faculty and staff in finding which class best fits their needs. Along with the new Course Catalog is the latest online edition of the UC Focus Newsletter as well.
View the new Course Catalog and UC Focus at:
http://www.ucfocusonyourfuture.com/