More Pregnancy & Childbirth FAQs
If you would like to see a UC San Diego physician or midwife for your maternity care, your insurance may require you to select a UC San Diego primary care physician. The following questions will assist you in this process and answer other billing and insurance questions about maternity care. For general billing and insurance questions, please call 855-827-3633 or see:
+ Expand All
We can assist you in choosing or changing your PCP to a UC San Diego Health physician who is accepting new patients with HMO insurance. PCPs are usually chosen based on your needs and geographic area. Call our physician navigators at 1-800-926-8273 for help selecting a PCP. Also visit
Midwives and obstetricians are not listed as primary care providers on most insurance plans.
Once you have a PCP at UC San Diego Health, you can self-refer for obstetrical and gynecological services. You do not need to see your PCP first, as this can delay your entry into prenatal care. We will assist you in obtaining an internal authorization for insurance purposes. We encourage you to develop a relationship with your PCP for all of your health care, not just obstetrics and gynecology.
Each HMO has its own rules. Some will not allow a transfer of care or entry into care after 28 weeks of pregnancy. (40 weeks is considered a normal term pregnancy.) We encourage you to call your insurance company directly.
UC San Diego Health accepts many insurances. See
Insurance Accepted. Please contact your individual insurance company for the most up-to-date information on services covered.
Our Birth Centers are physically located in our hospitals, and are not free-standing birthing centers. Your insurance company will be billed for a “hospital admission.” There is no difference in charge or reimbursement if you deliver in our Birth Center rooms or in Labor & Delivery.
Do not panic. Currently, insurance companies do not list midwives individually. The midwives bill as part of our Department of Reproductive Medicine.